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Fractional CFO — Construction Industry

Financial Leadership Built for
Contractors.

Construction finance runs on job costing, WIP schedules, percentage of completion accounting, and cash flow timing that can kill a profitable company. You need a CFO who understands the industry — not one who treats your backlog like a SaaS ARR chart.

13+
Years Driving Growth
7
Deals Closed
6+
Industries Served

Built for the Complexity of
Construction Finance.

Construction is one of the most financially complex industries in existence. Revenue recognition under percentage of completion, overbilling and underbilling positions, job cost variance, equipment depreciation, subcontractor management, retainage, and bonding capacity — all of these require a CFO who has seen them before and knows how to manage them.

Apex has worked with general contractors, specialty contractors, and construction services companies navigating rapid growth, complex bonding requirements, and the perennial challenge of matching cash inflows to project milestones. We have also supported construction companies through M&A processes — both on the buy side as acquirers and on the sell side preparing for exit.

We work with construction companies doing $1M to $50M in revenue — from electrical and mechanical contractors to GCs and design-build firms. If your books are built around job costing and your banker asks for a WIP schedule every quarter, you need a CFO who can produce it without explanation.

"Cash flow and profitability tell two completely different stories in construction. We help contractors understand both — and manage the gap between them."

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What We Deliver

CFO Services Built for Construction Companies

01

Job Costing & Profitability

Build and maintain a job cost system that shows real-time profitability by project — so you know which jobs are making money and which are bleeding before it is too late.

02

WIP Schedule Preparation

Produce accurate overbilling and underbilling schedules for lenders, bonding companies, and auditors — prepared on a percentage of completion basis.

03

Cash Flow Management

Model project-level cash flows and aggregate them into a company-level 13-week cash forecast — so you never get caught between milestone payments.

04

Bonding Capacity Analysis

Prepare the financial package that surety companies need — clean financials, working capital analysis, and backlog documentation to maximize your bonding line.

05

Percentage of Completion Accounting

Implement and manage POC revenue recognition across your project portfolio — compliant with ASC 606 and defensible to your auditors.

06

Subcontractor & Retainage Management

Build systems to track subcontractor costs, manage retainage receivables and payables, and ensure your contract terms are reflected in your books.

07

M&A Advisory

Construction roll-up buyers are sophisticated. We prepare sellers with clean books, normalized EBITDA, and a compelling backlog story — and help buyers evaluate targets with rigorous diligence.

08

Lender & Investor Reporting

Produce the financial reporting packages that construction lenders and investors require — from quarterly covenant compliance to annual audited financials.

Why Apex

The Experience That
Sets Us Apart

Defense & Aerospace Manufacturing

Our team has led standard cost accounting, variance analysis, and Big Four audit support inside defense manufacturing — the cost discipline contractors and their auditors expect.

7 M&A Transactions Closed

Buy-side and sell-side advisory across $5M to $15M deals — due diligence, QofE, deal structuring, and post-merger financial integration.

PE-Backed Company Experience

We support PE-backed and investor-owned companies with investor reporting, covenant compliance, and value creation tracking.

Energy & Construction Finance

We have run finance for multi-entity energy and construction companies with complex project-level accounting, including large, multi-team finance functions.

Big Four Audit Ready

We work directly with Big Four audit teams, building the financial infrastructure and documentation that holds up under rigorous external scrutiny.

ERP Implementation

Experience across Epicor, Oracle, SAP, NetSuite, and Anaplan — implementing and optimizing ERP systems for accurate, timely financial reporting.

Let's Talk About Your
Construction Business

Whether you need a WIP schedule, want to improve job profitability, or are preparing to sell — we work with contractors at every stage.

📅 Book a Free 15-Min Call
✉
info@apexfractionalcfo.com
☎
(754) 333-1505
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Serving construction companies nationwide — in-person available in FL, NY, AZ, CA, TX